Affidavit of
Title
File No.
STATE OF NEW JERSEY, COUNTY OF :
, say(s) under oath:
1. REPRESENTATIONS. If only one person signs this affidavit the
words "we", "us" and "our" shall mean
"I", "me" and "my". The statements in this affidavit are true to
the best of our knowledge, information and belief.
2. NAME, AGE AND RESIDENCE. We have never changed our names or used any
other names. We are citizens of the
, County
of , State of
NJ.
3. OWNERSHIP AND POSSESSION. We are the owners of property located
at
,
, County
of , State of NJ, called this property.
We now mortgage this
property to:
|
|
|
, |
The date of the mortgage is
the same as this affidavit. This
mortgage is given to secure a loan of
We are in sole possession of this property. There are no tenants or other occupants of
this property. We have owned this
property since _________________. Since then no one has questioned our
ownership or right to possession. We
have never owned any property which is next to this property.
4. IMPROVEMENTS. No additions, alterations or improvements are
now being made or have been made to this property since four months last past. We have obtained all necessary permits and
certificates of occupancy. All charges
for municipal improvements such as sewers, sidewalks, curbs or similar
improvements benefiting this property have been paid in full. No building, addition, extension or
alteration on this property has been made or worked on within the past four
months. We are not aware that anyone has
filed or intends to file a mechanic's lien or building contract relating to
this property. No one has notified us
that money is due and owing for construction, alteration or repair work on this
property.
5. LIENS OR
ENCUMBRANCES. We have not allowed any
interests (legal rights) to be created which affects our ownership or use of
this property. No other persons have
legal rights in this property, except the rights of utility companies to use
this property along the road or for the purpose of serving this property. There are no pending lawsuits or judgments
against us or other legal obligations, which may be enforced against this property. No bankruptcy or insolvency proceedings have
been started by or against us. We have
never been declared bankrupt. No one has
any security interest in any personal property or fixtures on this
property. All liens (legal claims, such
as judgments) listed on the attached judgment or lien search are not against
us, but against others with similar names.
6. MARITAL/CIVIL UNION HISTORY. (Check where appropriate).
[ ] We are not married or civil
union partners.
[ ] We
are married or civil union partners. We were
married or became civil union partners on _____. The maiden name of ___________________________ was
________________________________________. We have attached copies of
applicable death certificates, judgments affecting marital/civil union status
and property settlement agreements, if any.
[ ] This
property has never been occupied as the principal matrimonial/civil
union residence of any
of us. (If it has, or if it was acquired
before May 28, 1980, each spouse/civil union partner must sign the mortgage
affidavit (N.J.S.A. 3B:28-2,3.)
[ ] Our
complete marital/civil union history is
listed above.
[ ] Our
complete marital/civil union history is listed below under paragraph 7. This includes all marriages/civil unions not
listed above, and any pending matrimonial actions. We include how each marriage/civil union
ended. We have attached copies of any
death certificates and judgments for divorce or annulment including any
provisions in these judgments which relate to this property.
7. EXCEPTIONS AND
ADDITIONS. The following is a
complete list of exceptions and additions to the above statements. This
includes all liens or mortgages which are not being paid off as a result of
this mortgage.
(1)
The
undersigned hereby certifies that there are no recognizance’s filed against
me/us as either principal or surety or against the property which is the
subject of this transaction.
(2)
The
undersigned have never been the subject of an order for the payment of child
support.
8. RELIANCE. We make this affidavit in order to obtain the
mortgage loan. We are aware that our
lender will rely on our truthfulness and the statements made in this affidavit.
the day of
___________________________ ________________________________________
Affidavit of Title- For Mortgage of Property By Individual (Plain
Language)